Sooner or later in life comes a time when it is "performance" that counts - not promises, not possibilities - but "performance". The following is what Spillman & Wotyla performs for you: * Analyze leases to inform you of insurance related issues buried in the small print. * Review your contracts to identify insurance and indemnification issues. * Review "hold harmless" requirements to determine if they match your insurance program. * Assist you in negotiating contract items if necessary from an insurance and risk management perspective. * Enhance your current Safety Program to stay up to date with OSHA as well as other State & Local Laws. * Monitory Open & Closed Claims on a Quarterly basis and follow up with your Insurance Carriers to bring the claims to a satisfactory conclusion. * Analyze your Worker's Compensation Experience Modification Worksheet prior to Renewal and correct any errors. We can also provide "what if" calculations for future years. * Develop Performance Bond Line of Credit for your firm. * Issue Certificates of Insurance * License/Permit Bonds on a same day basis. * Provide you with Motor Vehicle Records on your drivers and keep you appraised of any problem driving records. * Perform a "net rate analysis" to determine your variable costs on Worker's Compensation & General Liability. Also provide you overhead cost formulas on your non-audited coverages such as Property, Inland Marine, Business Auto and Umbrella. * Meet with your risk management team on a Quarterly basis (more if required) to discuss Insurance & Risk Management issues. Company Bio Spillman & Wotyla (Whoa-til-uh) Insurance was founded in 1955. As a leading provider of insurance and risk management products, we have steadily built the agency to provide the full range of insurance services required today. Services you can trust and count on. Spillman & Wotyla has become a strong agency in the Chicagoland area, with a solid professional staff. This is a result of knowing who our clients are, what our clients want and understanding how we can meet each client's needs. We focus on solutions. For the third consecutive year we have been included in the Independent Insurance Agents of America (IIAA) Best Practices Study. Our selection confirms our status as one of the top 30 independent agencies in the United States. At Spillman & Wotyla our commitment is always to our client (We treat their interests as if they were our own). For over 50 years, Spillman & Wotyla has provided the finest insurance services to its community. And we dedicate ourselves to constantly meet the changing needs of our diverse clientele now and in the future. Come on in and discover for yourself the Spillman & Wotyla difference.