THE CHURCH PROTECTOR PLAN As a religious institution, people come to you for spiritual nourishment, for a special kind of guidance only you can give. Churches come to the Spillman & Wotyla agency for a different kind of guidance - to protect what they cherish most through insurance. The Church Protector Plan is designed to meet the basic needs encountered by all religious organizations. Coverages are then tailored to meet the specific exposures encountered by your religious organization. Finally, "custom fit" supplemental are also available. The Church Protector Plan has maximum coverage at a reasonable cost. We build a strong foundation… Personal effects of the clergy, trustees, officers or volunteers are covered up to $25,000 at each described premises subject to $5,000 for each person. Extra expense to resume operations after a loss is covered up to $10,000. Exterior building glass, including stained glass, is covered up to value and included in the building value. Coverage includes water backup of sewer or drains and from under the ground surface Premises medical payments can be extended up to $10,000 per person, which includes athletic participants, volunteer workers and off-premises church operations. Paid and volunteer employees included as insureds. Sexual misconduct/molestation liability coverage is available at current liability limits. Other features, supplemental coverages… The Church Protector Plan offers many optional coverages, customized to meet the specific needs of your religious organization. Many of the standard features can be increased. Other property such as fine arts, computer systems, lawn equipment, other structures, and parsonages can also be covered specifically. Your plan can be "custom fit" to include Ministers Professional Liability. Additionally, your teachers, directors & officers or cemetery operators can be covered for professional liability protection as well. Further customization includes boiler and machinery protection, engineered to your specific needs. Supplemental coverages can include worker's compensation, automobile, day care/pre-school accident, or employment related practices liability to round out your plan. Our Guarantee to You… The Church Protector Plan does best what many other plans refuse to do - offering a three-year, and in some cases five-year rate guarantees on most coverages. This approach provides budget stability for your religious organization. Contact us today and let us assist you in assessing your current insurance situation. You can contact us via email, telephone or information request form.